A short video of you walking through how we take clients from drifting to aligned, without jargon or product sales.
If that question’s been on your mind, you’re not alone.
You’ve done well financially but now, you're wondering:
hat’s it all for? Is my time, money, and energy really aligned?
You might feel…
We’re here for when your money gets complicated or when life calls for a reset.
This isn’t a retirement plan.
It’s a plan for your clarity, confidence, and control.
So you can live well now and still have a great future.
If that question's been on your mind, you're not alone.
This isn’t just retirement planning. It’s about clarity, confidence, and control. So you can design a life you don’t want to retire from.
Start Your AlignedLife Today
Josh and Mandy had over £750k in pensions but no clear idea if they were financially secure.
Together we built a plan to make work optional within five years, restructured their pensions & created clarity around what they really needed.
They now contribute £3,000/month to pensions, saving over £20k in tax & feel confident increasing their travel without compromising their future.
Dave, a senior exec earning over £260k (mostly in RSUs), wanted to knowif work could be optional by 60. We mapped out their full financial life,optimised investments & protected income including the RSU portion.
Now, their projected retirement assets have grown from £1m to £2.5m, andthey’re spending more freely while knowing their future is secure.
Julia and Mark wanted to stop work at 60 without sacrificing their lifestyle today. We built a plan around what mattered most which including setting up SIPPs to buy commercial property, unlocking £37,500 in tax savings, and reshaping their pensions for long-term flexibility.
Now, Mark has stepped back from his business. Julia feels empowered to grow hers. And they’re planning a holiday home in Spain with total confidence in the future.
This isn’t product sales. It’s real-life planning for people who want more than spreadsheets.
Find out more about the Aligned life planBook a Free clarity call to find out if right for you.Values, life vision and what matters most to you.
Scenario planning, cashflow, your freedom number
Smart financial architecture aligned with your life.
Hi, I’m Ian Richards — Chartered Financial Planner & Fellow of the Personal Finance Society.
15+ years helping high-achievers turn wealth into a life they actually want to live.
No jargon. No judgment. Just calm structure, smart strategy, and a plan that makes sense for you.
We offer fixed-fee planning, practical advice without jargon, and zero product pressure. You can implement your plan yourself or have us help. Your call.
If you’ve built wealth but feel like the big picture is missing, now’s the time to pause, step back, and reset with intention.
Book a Free Clarity Call or take the Live Well Scorecard for your first step to more clarity.
