Insights

Clear thinking on work, wealth and freedom.

Straight answers to the questions senior executives, partners and business owners actually ask. No product pitches. Written by Ian Richards, Chartered Financial Planner.
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Make Work Optional
What are your Freedom Number and Freedom Age?
How much you need for work to become optional, when you'll get there, and why most plans never calculate it.
Rich on Paper
Should I sell my RSUs when they vest?
Tax, concentration and a simple rule for every vest, so your shares build choices rather than risk.
All articles
Make Work Optional
The Senior Executive’s Guide to Making Work Optional
Rich on Paper
RSU Strategy for Senior Executives: What to Do When the Shares Vest
Make Work Optional
IPO or RSU Windfall? How to Use Equity to Create Real Options
Life First
How to use RSUs to fund a life you don't want to retire from
Make Work Optional
What is the Freedom Number — and how do you calculate yours?
All articles
Life First
How to use RSUs to fund a life you don't want to retire from
All articles
Make Work Optional
The Senior Executive’s Guide to Making Work Optional
Make Work Optional
IPO or RSU Windfall? How to Use Equity to Create Real Options
Make Work Optional
What is the Freedom Number — and how do you calculate yours?
All articles
Rich on Paper
RSU Strategy for Senior Executives: What to Do When the Shares Vest
Ask Ian

Real questions. 60-second answers.

All Ask Ian videos
I earn £300k+. Why don't I feel financially free?
What if I don't actually want to retire?
Could I afford to take a job paying half as much?
How close are you to making work optional?
Three minutes. See where your plan is strong and what to focus on first.
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Book a Discovery Call.Or take the 3-minute Make Work Optional Scorecard