What we do.

Financial Planning That Helps You Design the Life You Actually Want

Whether you're after clarity, a full wealth strategy, or expert guidance on complex decisions.

We’ll help you align your money and life in a way that truly works for you.

It is a collaborative approach which will coach and empower you to take control of your financial wellbeing, now and in the future.

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Choose your path

We offer three distinct planning experiences designed to meet you exactly where you are. Whether you need to know if you on track, full transformation, or long-term strategic stewardship.

there's a path designed for you.

BLUEPRINT
£1,995

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For Professionals who want structure, direction, and confidence around their next financial moves.

Working towards a specific goal or want to have a solid foundation in place.

90-minute planning session + personalised Financial Blueprint PDF.

Walk away with clarity, direction, and a simple plan you can act on immediately.

MASTERY
£4,995

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High achievers looking to realign their life and wealth for deeper purpose, freedom, and impact.

A transformational programme for those that are ready.

90-day deep dive. 4 SESSIONS - Life planning, vision mapping, WEALTH strategy, ROADMAP.

Realign your wealth with your life and move forward with confidence.

PRIVATE OFFICE
£9,995

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Ultra-high-net-worth clients with complex needs or family structures.

fOR CLIENTS WITH COMPLEX multigenerational decisions IN NEED OF big-picture guidance.
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a BESPOKE SERVICE DESIGNED AROUND ALL YOUR FINANCIAL & LIFE NEEDS.
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Trusted partner for long-term wealth direction & FINANCIAL DECISIONS.

NOT SURE WHAT THE RIGHT PATH ARRANGE A FREE CALL TODAY TO DISCUSSBOOK A CALL HERE

Please note: THESE ARE INITIAL ONE OFF FEES FOR THE SERVICE PROVIDED.
Product Implementation support is available but charged separately.
Ongoing financial planning services are also offered as an optional next step, tailored to your needs.

What You Walk Away With - clarity, Confidence & certainity

Clients say they feel more assured and relaxed, with many saying they wished they had done it sooner

Whether you're after clarity, a full wealth strategy, or expert guidance on complex decisions we’ll help you align your money & life in a way that truly works for you.

Unlike traditional financial advice, we won’t automatically prescribe belt-tightening or judge your past decisions. We start from where you are today and build from there.

We believe that successful financial planning is led by empowering and educating you. That means truly understanding what a great life looks like to you & getting to the heart of your goals and aspirations.

Once we’ve explored your vision, we’ll help you take the necessary action backed by expert, independent financial advice.

Life planning

Life vision & values

Financial objectives

Future events

Financial forecasting

Wealth strategy

Investment & risk discussion

Financial analysis

Tax & pension planning

Investing strategy

Investment/Pension advice

Whole of market research

Product recommendation

Investment recommendation

Financial forecasting

Disaster planning

Insurance review

Financial plan stress test

Product advice

Emergency doc, wills & POA

Finalise

Financial plan document

Implement advice

Deal with existing providers

Resolve outstanding actions

...keeping you on track

Regular meetings

Life planning

Wealth strategy

Financial advice

Investment management

“My only regret? We should have got this advice 10 years earlier
‍
‍Julia and Mark wanted to stop work at 60 without sacrificing their lifestyle today. We built a plan around what mattered most which including setting up SIPPs to buy commercial property, unlocking £37,500 in tax savings, and reshaping their pensions for long-term flexibility.
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Now, Mark has stepped back from his business. Julia feels empowered to grow hers.
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And they’re planning a holiday home in Spain with total confidence in the future.

Real Clients, Real Stories.

“My only regret? We should have got this advice 10 years earlier – it is really like seeing the future. I cannot recommend Ian highly enough, whether it is tax efficiencies or financial planning, or even just a chat to see if he is right for you, I would suggest getting in touch.He understands the value of trust and relationships, and confidence and has a practical, no-nonsense approach and this fits perfectly with hardworking business owners.”

Don't just take our word for it...

caroline, pink spaghetti

“Work to Live Financial Planning has helped my clients with practical, efficient advice to help them plan for the future.

Ian takes into consideration their plans for the future to ensure that are setting themselves up correctly - highly recommended.”

Don't just take our word for it...

caroline, pink spaghetti

who we work with.

we can really help business owners, c-suite champions and corporate quitters.

dynamic entrepeneurs.

Many of our clients are running successful and profitable businesses who look to us for specialist expertise to help them grow wealth.

Whether it is continuing to grow the business, running a family business or exploring options to exit, we can help you build a plan where the business works for you and the life you want.

We support you to ensure you have the right insurances and pensions in place and are being as tax efficient as possible.

view case study

senior executives.

We work with senior executives to support them in building long term wealth as they enjoy the benefits of a rewarding and successful career.

With a financial life plan, we create more options and choices to consider and help balance your time and energy with a busy career.

Practically we can help with creating a strategy around RSUs, deal with reduced pension allowances and ensure you are being as tax efficient as possible.

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ambitious consultants.

More and more people choose to leave corporate life behind and instead, become a corporate consultant to maximise the freedom and rewards it brings them.

Working with you, we will help to maximise every opportunity of being self-employed, not only in terms of building wealth but by living life on your terms.

From reviewing employee benefits (such as Death in Service), to setting up suitable pensions - we can help.

view case study

Please note, a pension is a long-term investment and the value is not guaranteed. Any advice or considerations are personal to each individual’s circumstances. The Financial Conduct Authority does not regulate Cashflow Planning.

isa

pension

sipp

life insurance

critical illness cover

income protection

shareholder protection

keyperson cover

investment accounts

eis/vct

financially we will ensure that you...

have the right financial foundations in place.

have a tax efficient wealth and investing strategy.

protect your family should you die or become seriously ill.

are investing enough for the future.

have a financial strategy in place to achieve the life you want.

avoid fads and focus on what has always worked.

balance living for the now and taking care of the future.

get financially organised.

basically, we'll help you to understand whether you are going to be okay financially.

We finally feel like we’re in control of our future & can travel without guilt.”
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‍Josh and Mandy had over £750k in pensions but no clear idea if they were financially secure.

We built a plan to make work optional within five years, restructur edtheir pensions & created clarity around what they really needed.

They now contribute £3,000/month to pensions, saving over £40k in tax & feel confident increasing their travel without compromising their future.

Real clients, real stories.

“We earn well but finally have a strategy that connects everything together.”
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Dave, a senior exec earning over £260k (mostly in RSUs), wanted to knowif work could be optional by 60. We mapped out their full financial life,optimised investments & protected income including the RSU portion.

Now, their projected retirement assets have grown from £1m to £2.5m, andthey’re spending more freely while knowing their future is secure.

Dave, Senior Executive

“My only regret? We should have got this advice 10 years earlier
‍
‍Julia and Mark wanted to stop work at 60 without sacrificing their lifestyle today. We built a plan around what mattered most which including setting up SIPPs to buy commercial property, unlocking £37,500 in tax savings, and reshaping their pensions for long-term flexibility.
‍
Now, Mark has stepped back from his business. Julia feels empowered to grow hers.
‍
And they’re planning a holiday home in Spain with total confidence in the future.

Don't just take our word for it...

Let’s Build a Life That Works for You

Fixed-fee, jargon-free advice. 100% focused on your life & goals, not product sales.
If you're ready for clarity, confidence and calm, it starts with one simple step

Book a call with us

Contact Us

email

support@worktolivefp.com

telephone

01925 944879

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WA4 3AG

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